Hello Baby Step 3!!!!!
my heart is beating fast and I feel like there’s a lump in my throat. I can’t believe we are on baby step three finally. If you aren’t familiar with Dave Ramsey’s baby steps, you can read about them here. I’ve pretty much been on this debt free journey alone but knew eventually my husband would join me. I just made the final payment on my car loan which brought us to baby step 3. Our only debt now is the mortgage. We plan to sell the home when we change duty stations so we don’t plan on paying it off.